2010

2009 was a better year than 2008. May the good run continue in 2010. I will continue to practice the things I've learned, and improve on the ones that are still lacking.

Random Rants

My neighbors are having a very loud thanksgiving dinner. I am giving them till 10 pm to shut the hell up.

I had to work today, there were lots of people out shopping on Thanksgiving.

Some people lie to damn much, just lie for no reason. Don't worry it will all come to light.

I love my family, but I don't love being around them. Is that a bad thing?

I was told I enjoy my own company too much. Does that make me anti-social.

If you baby's father is not paying child support, then take him to court. Do I look like the bank? I am working two jobs, maybe you should too.

I think it may be time to give up the part-time gig. I'm still thinking about it.

I'm still waiting on final approval on my new place.

Here are a few details:

It is two bedrooms instead of my current one.

No more stairs.

Washer and dryer inside....no more going to the laundromat.

Dishwasher.....nice

15 minutes off my commute.

Am back...updates

It's been a while since I've blogged. Life has been busy, busy, busy.

New Tires $320 - cash. It's sure feels good using those green backs.

My lease ends in a few weeks and I will not be renewing. I am working on moving as we speak. Details to follow.

I managed to save over 10K for the year. It feels soooo good. How did I do it? I saved all the money from the part-time gig. Also, I received 2 raises for the year, and I saved those also.

Recent Financial Updates

My car has to get new tires ASAP.

I have to move out of my current apartment within the next two to three months.

I just received a very nice raise.

The part-time gig is still around.

Finally managed to lower my cellphone bill.

Changes in banking are coming up soon.

WellsFargo is following Chase and Bank of America

New Retail Shopping Habits

Based on my own personal observations at the part-time gig, it will be very difficult for retailers to get consumers to pay full price again. I've seen countless customers disappointed when the clearance item does not have an additional discount. They balk at retail prices that have no promotional sales. Bad habits, or in this case good habits (saving) will be hard to break.

CNNMoney.com has an article on ways to cut spending by $500 per month.

Savings, savings, savings

I've been saving alot of money lately. It is for a specific goal. I will reveal more later.

Every thing is on the rise

The sales tax in NYC just went up.

The subway fare went up.

My health insurance payment went up.

My car needs tires.

My rent will go up 3 or 4% in November.

The only bright light is my salary goes up 4% this month, and even that doesn't cover the other increases.

All quiet on the financial front. I am still saving a little at a time.